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Two Factor Authenciation Cracked

Over 400 banks worldwide, with more being added have been targeted for one of the most sophisticated trojan horses to date. The trojan horse not only manages to change an manipulate on it own but it is able to intercept two-factor authentication programs such as Verfied by Visa and MasterCard (NYSE MA) Secure Code.
Even the experts [...]

19Jan2008 | Riley Poole | 7 comments | Continued
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SSL Certificiates Reviewed

Over the years, I have researched, purchased, and installed over 100 digital certificates, everything from code signing to the new EV Certificates. I must say that the price, process, and procedures vary so considerably that it’s very difficult at times to tell what’s what.
With so many to choose from, where do you go?
Best Value
Rapid SSL [...]

19Jan2008 | Riley Poole | 7 comments | Continued
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Why Visa and MasterCard are Good Bets in Any Economy

As many of you may know, MasterCard (NYSE MA) is public, has been for over a year now, and has done incredibly well in the markets. Visa is expected to go public soon, I am betting some time in late April or May of this year. As the market continues to take one hit after [...]

17Jan2008 | Riley Poole | 14 comments | Continued
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Check your Interest Rates and Grace Periods “AGAIN”

I always find it interesting when banks take an old tactic that has lost steam and just propped it up again. A few years back, many banks saw consumer backlash for holding onto payments past their grace period to ultimately charge consumers those pesky late fees. They add up, too: imagine paying $100 a month [...]

17Jan2008 | Riley Poole | 10 comments | Continued
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Are Alternative Payments causing an Alternative mess?

Anyone in ecommerce for more than a few years will tell you that adding more payment options will increase your user base. However, there isn’t one specific payment solution, short of accepting credit cards, that will dramatically increase your revenue stream. Typically, depending on the site itself, adding American Express (NYSE AXP) will increase your processing by [...]

15Jan2008 | Riley Poole | 5 comments | Continued
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How Facebook has changed my life

My Name is Glen Paddegit, and I’m the new Merchant Talk insider. I wanted to take a moment to talk about why I love Facebook, and how it has changed my life for the better. While the MySpace craze is dwindling down, Facebook, on the other hand is stronger than ever. What’s the difference between [...]

14Jan2008 | Glen Paddegit | 13 comments | Continued
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Pay by Touch Founder Throws Mamma from the Train

Seems the founder of Pay by Touch, John Rogers, had his mother as the head of HR, after the last head of HR got canned. I guess they figured no one would get too mad at HR if it was the guy who screwed up the company’s mother.
As if being the mom of one of [...]

14Jan2008 | James Blunts | 3 comments | Continued
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5 Myths about Starting Your Own Business

Some things I’ve learned in the past few years:
BIG Office = BIG Clients
In my experience, “Fake it till you make it” doesn’t really work. Yes, it looks nice to have a big office, but if your product/service isn’t ready for mass-appeal, then you shouldn’t be spending so much to make it look like it’s ready [...]

14Jan2008 | James Blunts | 10 comments | Continued
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Did the Holiday Rush Break UPS?

It appears as the jump in holiday shipments had caught UPS (NYSE UPS) by surprise. While UPS runs one of the largest and most technologically advanced computer systems on the planet, with operations in nearly every country, real-time satellite communications and more, it seems that didn’t help with the holiday crunch.
Most of UPS systems were [...]

13Jan2008 | Riley Poole | 6 comments | Continued
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Merchants Beware

So you are a small or even medium size merchant and trying to start your business. You go looking around for a merchant account and you find someone you think you can trust. A few days later and $1,000.00 spent and that trust is gone, along with your “deposit” or “processing fee”.
Over the past week, [...]

13Jan2008 | Riley Poole | 7 comments | Continued
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