Security

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Merchant 911 - True Industry Leadership

So often, people in the industry look to make that quick buck, everything from overcharging for PCI Compliance to gouging TMF merchants for international processing fees. The list goes on and on and yet it’s a good thing when we can see a true leader of the merchant community really try to give back to [...]

20Jan2008 | Riley Poole | 6 comments | Continued
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Two Factor Authenciation Cracked

Over 400 banks worldwide, with more being added have been targeted for one of the most sophisticated trojan horses to date. The trojan horse not only manages to change an manipulate on it own but it is able to intercept two-factor authentication programs such as Verfied by Visa and MasterCard (NYSE MA) Secure Code.
Even the experts [...]

19Jan2008 | Riley Poole | 7 comments | Continued
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SSL Certificiates Reviewed

Over the years, I have researched, purchased, and installed over 100 digital certificates, everything from code signing to the new EV Certificates. I must say that the price, process, and procedures vary so considerably that it’s very difficult at times to tell what’s what.
With so many to choose from, where do you go?
Best Value
Rapid SSL [...]

19Jan2008 | Riley Poole | 7 comments | Continued
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Merchants Beware

So you are a small or even medium size merchant and trying to start your business. You go looking around for a merchant account and you find someone you think you can trust. A few days later and $1,000.00 spent and that trust is gone, along with your “deposit” or “processing fee”.
Over the past week, [...]

13Jan2008 | Riley Poole | 7 comments | Continued
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Social Security Payments at Risk

In an effort to help reduce processing costs and increase efficiency, the Social Security Administration, in association with the Treasury Department, requested bids from several banks and ultimately settled on Comerica Bank (NYSE CMA) out of Texas to provide Social Security recipients with a prepaid debit card. While prepaid debit cards have become commonplace in [...]

13Jan2008 | Riley Poole | 6 comments | Continued
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New iPhone Trojan Horse Targets Personal Data

Just announced publicly this week, the first iPhone trojan horse has hit the public. At first glance, the trojan horse appeared completely benign but further research revealed that the attack targeted multiple applications including OpenSSH, the middleware solution which powers most SSL Communications. This standard protocol is used in the transmission of sensitive data including, [...]

9Jan2008 | Riley Poole | 8 comments | Continued
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Merchant Service Providers Encourage Fraud and Chargebacks

So here is how the scam works, once one of the merchant providers hint at a problem with a merchant, they will begin applying restrictions, making unreasonable demands and reducing limits, all in the efforts to distract the end merchant. When the merchant eventually falters, the merchant service provider will hold back several weeks of [...]

8Jan2008 | Riley Poole | 5 comments | Continued
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Telemarketing Scam Exposed

I read an interesting article today about a young woman named Kim Worman. The theme wasn’t that different than the many stories out in the blogosphere: poor woman gets taken in by some bogus charges on her credit card. Got me to thinking, it’s shocking the number of people unfamiliar with how this overall scam [...]

6Jan2008 | Riley Poole | 7 comments | Continued
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MasterCard.com NOT PCI Compliant & Subject to XSS Attacks

Goes to show you, no matter who you are, your website is subject to scripting errors and therefore security breaches like XSS attacks. Seems like MasterCard, in all it’s attempts to ensure that merchants, banks, and merchant service providers are security-compliant, messed up. XSSED has discovered a scripting error in MasterCard’s search function which could [...]

5Jan2008 | Riley Poole | 7 comments | Continued
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Understanding Friendly Fraud

The “It Wasn’t Me” chargeback and what it means to eCommerce. If you are selling goods and services online for any length of time, you have probably felt the pain of the “It Wasn’t Me” chargeback. You know the product or service was provided or shipped but then, several weeks later, you receive a chargeback [...]

5Jan2008 | Riley Poole | 8 comments | Continued
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